Self Help Groups (SHG) – Origin, Functions, Need | UPSC Notes

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Self Help Groups upsc

Self Help Groups

These are the group of likeminded people who have similar economic and social status, who come up together for their own collective upliftment — economically and socially.

Statistics of SHG 

  1. 80 lakh SHGs are in India 
  2. >10 crore people are involved in SHGs
  3. Total bank balance of all the SHGs is >Rs. 6599 crores 
  4. 90% of the SHGs are ‘only-women’ 
  • Joint Liability Groups (JLG) — micro financing of SHGs — against mutual guarantee 
  • SHGs provide by the poor and door-step banking | Banks provide resources | NGOs act as agencies to organise poor, build their capacities and facilitate the empowerment processes 
  • SHG — social empowerment
    • Community assets — buildings, bullock-carts, sprayers — savings and assistance from NGOs 
    • Instil confidence and awareness with pride among people. Women empowerment — communication skills 
    • HHs with access to micro-financing — more education expenditure — good results 

Examples  of Self Help Groups

  1. Siwakasi — soap making 
  2. SEWA 
  3. Young Women SHG in UP
  4. Kudumbshree (KL) — women empowerment 
  5. MAVIM (MH) — support SHG development 
  6. Maa Mahamaya 
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